GuidesOctober 18, 2026·6 min read

Class Action Settlements for Car Owners and Drivers

Cars generate more class actions than almost any other purchase: defects, insurance payouts that left out taxes and fees, and dealer add-ons nobody asked for. Here's what's open, and what you'll need to claim.

If you've owned, leased or insured a car in the last few years, there's a fair chance a settlement covers you. Vehicle cases are among the most common class actions in the US, and unlike data breach settlements, many of them pay real money: repair reimbursements in the hundreds of dollars, or a share of the taxes and fees an insurer kept.

The four kinds of car settlements

  1. 1Total-loss insurance underpayments. When an insurer totals your car, many states require it to pay sales tax, title and registration fees on top of the car's value. A run of settlements with State Farm, Star Casualty, Tennessee Farmers and others covers policyholders who were paid without them. Some pay automatically; others need a short claim form.
  2. 2Defects. Transmissions that slip or shudder (Ford PowerShift, Nissan CVT), airbag control units that may not deploy, window regulators that fail. These usually reimburse repairs you already paid for and sometimes extend the warranty.
  3. 3Theft-prone models. Hyundai and Kia models built without engine immobilizers were stolen in large numbers. The settlement pays for thefts and damage, and covers security upgrades.
  4. 4Dealer and financing practices. Add-on products sold without clear consent, or fees that weren't disclosed. These are often limited to one dealer group or one state.

Open settlements for drivers right now

Star Casualty Total Loss
General
7 days left

Star Casualty Total Loss Settlement — Up to $279.85 for Florida Drivers

FL Star Casualty Total Loss Settlement — Up to $279.85 for Florida Drivers Unpaid title and tag transfer fees plus storage and towing deductions returned, with interest, for Florida drivers whose Star Casualty vehicle was totaled.

Up to $280
No proof neededEnds October 26, 2026
General
Open

Progressive Auto Insurance $15.24M Class Action Settlement

Car owners who had a total loss vehicle claim with Progressive in Colorado may be eligible to claim a cash payment from a class action settlement.

Payout varies
No proof neededEnds February 5, 2027
Kia logo
Kia
Defective Product
Open

Kia Window Regulator Defect Class Action Settlement

Up to $400
Ends November 23, 2026
State Farm logo
State Farm
General
Open

State Farm $8.8M Auto Insurance Class Action Settlement

Payout varies
No proof neededEnds December 14, 2026
Toyota logo
Toyota
General
Open

$78.5 Million Toyota Airbag Class Action Settlement

Payout varies
No proof neededEnds December 16, 2026
Toyota logo
Toyota
General
Open

Adams Toyota $4.25M Add-On Purchases Class Action Settlement

Customers who purchased a vehicle from Adams Toyota with ResistAll/EnviroGuard may qualify to claim a cash payment and gift card from a class action settlement.

Payout varies
Ends February 11, 2027
Hyundai logo
Hyundai
General
Open

Hyundai, Kia - Vehicle Theft Class Action Settlement

You may be included in this settlement if you owned or leased certain 2011-2022 Hyundai or Kia vehicles that were stolen or almost stolen on or after April 29, 2025.

Up to $4,500
Ends March 31, 2027
Hyundai logo
Hyundai
General
Open

$9M Kia Hyundai settlement offers cash and security upgrades to owners

Kia and Hyundai agreed to a $9 million multistate settlement to resolve claims that vehicles without engine immobilizers are at risk for theft.

Payout varies
Ends March 31, 2027
Hyundai logo
Hyundai
Defective Product
Open

Hyundai and Kia Defective Airbags Settlement

You are considered a class member if you owned or leased an eligible Hyundai or Kia vehicle in the United States or its territories on or before April 14, 2025.

Up to $350
No proof neededEnds April 8, 2027
Defective Product
Open

Jeep steering wheel, front suspension recall class action settlement

The court granted this settlement final approval June 29, 2023.

Payout varies

Showing 10 of 19. Updated daily from the SettleScout catalogue. See every open settlement.

What you'll need to file

  • ✓Your VIN. Defect settlements are defined by model, model year and sometimes build date. The VIN is on your registration, insurance card and the driver's side dashboard.
  • ✓Repair receipts. Reimbursement claims almost always need proof of what you paid. Dealers can reprint service history if you've lost yours.
  • ✓Your claim or policy number for total-loss settlements. If the payout is automatic, the administrator already has it; you only need to keep your address current.
A recall is not a settlement

A recall gets a defect fixed for free going forward. A settlement pays you for what already happened. The same defect can have both, so check your VIN at nhtsa.gov/recalls for free repairs and check the settlements above for money.

If you've sold the car

Most vehicle settlements cover past owners and lessees too, as long as you owned the car during the class period and paid for the repair yourself. Selling the car doesn't cancel a claim you'd otherwise have.

SettleScout tracks these by brand. Add the car makes and insurers you've used in the app and it alerts you when a new settlement opens and before each deadline closes. You can also browse every product-defect settlement on the web.

Frequently Asked Questions

Do I need to still own the car to claim a vehicle settlement?

Usually not. Most vehicle class actions cover anyone who owned or leased an affected car during the class period. If you paid for a covered repair before you sold it, you can generally still claim reimbursement.

Why would my insurer owe me money after a total loss?

Several states require insurers to include sales tax and title or registration fees in a total-loss payment. Settlements with insurers that left them out repay that difference, sometimes automatically.

How much do car defect settlements pay?

It depends on the case. Repair reimbursements commonly run from a few hundred dollars to the full cost of a covered repair. Each settlement's page lists its payout terms and deadline.

See every settlement you qualify for

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