Progressive Auto Insurance $15.24M Class Action Settlement
This settlement is open for claims. It is open to eligible claimants in the United States; per-person amounts have not been published. The deadline to file is February 5, 2027, and no proof of purchase is required. Claims are filed for free on the official claim site.
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About This Settlement
Car owners who had a total loss vehicle claim with Progressive in Colorado may be eligible to claim a cash payment from a class action settlement.
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Thank you! Check your inbox for a welcome email.Oops! Something went wrong while submitting the form.Nicole AljetsEditor & Community ManagerPublishedSeptember 23, 2026 10:00 AMUpdatedSeptember 23, 2026Join the DiscussionProgressive Direct Insurance Co. or Progressive Preferred Insurance Co. customers in Colorado and whose vehicle(s) the companies declared a total loss during certain periods may qualify to submit a claim to receive a cash payment from a class action settlement.
Progressive Direct Insurance Co. and Progressive Preferred Insurance Co. agreed to pay $15.24 million to settle a class action lawsuit alleging they underpaid policyholders on total loss vehicle claims by applying an improper projected sold adjustment to the actual cash value of vehicles.
Who can file a claim for a Progressive auto insurance payout?
Individuals must meet the criteria of one or both of the two settlement classes:
Individuals who made a first-party claim for property damage to a motor vehicle on a personal automobile insurance policy Progressive Direct Insurance Co. issued to a Colorado resident
Submitted a claim between April 12, 2019, and July 8, 2026
Progressive Direct determined the vehicle was a total loss and based its claim payment on an instant report from Mitchell in which it applied a projected sold adjustment to at least one comparable vehicle.
Individuals who made a first-party claim for property damage to a motor vehicle on a personal automobile insurance policy Progressive Preferred Insurance Co. issued to a Colorado resident
Submitted a claim between Dec.
Eligible States
How to File Your Claim
- 1Verify your eligibility
Review the settlement details above to confirm you meet the criteria.
- 2Visit the official claim form
Always file through the official settlement administrator website.
- 3Submit before the deadline
You must file by February 5, 2027. Late claims are not accepted.
Frequently Asked Questions
How much can I get from the this settlement?
Per-person payout amounts have not been published yet. Check the official settlement page for updates.
What is the deadline to file a claim?
The claim deadline is February 5, 2027. Claims submitted after this date will not be accepted.
Do I need proof to file a claim?
No proof of purchase is required for this settlement. You can file a claim without documentation.
How do I file my claim?
Visit the official settlement administrator website to submit your claim. Always verify you are on the correct site before entering personal information.
Who is eligible for this settlement?
This settlement is available to residents of Colorado in the United States.
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