Class Action Settlements for Homeowners
Roofs, solar panels, appliances, mortgage fees and real estate commissions all produce settlements. Homeowners often qualify for several, but the proof requirements are stricter than most.
Homeowners qualify for a wide range of class action settlements: defective building products like shingles, siding, pipes and solar panels; appliances that fail early; mortgage servicing fees; real estate commission cases; and local utility rate disputes. These settlements can pay more than typical consumer cases, but they also ask for more proof, such as photos, product labels and repair invoices.
Where homeowner settlements come from
- ✓Building products. Roofing, siding, windows, plumbing, decking and insulation that failed or contained something they shouldn't. See how product defect settlements work.
- ✓Solar and energy equipment. Panels that delaminated or underperformed, and sometimes the financing sold with them.
- ✓Appliances. Refrigerators, washers, dishwashers and water heaters with known defects.
- ✓Mortgage servicing. Fees for paying online or by phone, force-placed insurance, and escrow mistakes.
- ✓Buying and selling. Antitrust cases over real estate commissions have produced settlements for home sellers, and in some cases buyers.
- ✓Local utilities and governments. Water, sewer or fire fees that a court found were set improperly.
Open settlements for homeowners right now
NAR $120M Homebuyer Antitrust Class Action Settlement
Homebuyer Antitrust Settlement — $120.3M for MLS Home Purchases
With Proof Homebuyer Antitrust Settlement — $120.3M for MLS Home Purchases Pro Rata Cash from $120,334,500 · Anyone Who Bought a Home Listed on an MLS Where a Commission Was Paid to Any Brokerage · Class Periods Vary by State (as far back as 2006 in Puerto Rico) · Closing or Settlement Statement Required · Buyers Only — Not Sellers Deadline: October 27, 2026
Whirlpool defective refrigerator class action settlement
Whirlpool agreed to a class action settlement to resolve claims that certain refrigerators it manufactured are defective and have a “wire harness issue” that causes the ice maker, ice dispenser, water dispenser and/or control panel to fail.
Sanyo Energy Solar Panels Settlement
You may be eligible for benefits if you are an individual in the United States who either 1) purchased and installed certain Sanyo-brand solar panels for residential use or 2) purchased a residential property with these solar panels already installed.
CertainTeed Horizon shingles class action settlement
CertainTeed agreed to a class action lawsuit settlement to resolve claims that its Horizon-brand roofing shingles are defective and can cause property damage; the deadline to file a claim is March 2, 2030.
Zonolite vermiculite attic insulation trust
W.R. Grace has funded the Zonolite Attic Insulation Trust to reimburse claimants for legitimate property damage claims associated with the removal, abatement, and/or containing the asbestos-contaminated vermiculite insulation.
Zonolite Vermiculite Attic Insulation Class Action Settlement
If Zonolite attic insulation was installed in a structure that you own(ed) or rent(ed) and you had to pay any costs related to its removal, you may be able to claim a piece of this settlement.
CertainTeed Organic Shingles Class Action Settlement
Class members are defined as owners of buildings with CertainTeed Organic Shingles manufactured after July 1, 1987. The settlement provides compensation for the cost of replacing the roof, dependent upon damage.
Nationstar $1.5M Mortgage Fees Class Action Settlement
Open for ClaimsNationstar $1.5M Mortgage Fees Class Action SettlementUp to $300August 15, 202623Days leftDebt CollectionIndividuals who had a mortgage serviced by Nationstar in Florida and whom the company charged certain fees may qualify to claim up to $300 from a settlement.
Whirlpool leaky refrigerator class action settlement
The Whirlpool refrigerator settlement was granted final approval Dec. 31, 2019.
City of San Diego $40M Water Rate Class Action Settlement
Dovenmuehle $9M Mortgage Pay-to-Pay Fee Settlement — Automatic Payment (NC)
Updated daily from the SettleScout catalogue. See every open settlement.
Product claims need product proof
Building product settlements usually require you to show that the specific product is on your house. That can mean a photo of a stamp on the back of a shingle, a serial number plate on a panel or appliance, or the builder's or contractor's invoice listing the brand. Some settlements include an inspection process, and many pay on a sliding scale depending on the age of the product and the damage.
If you're about to replace a roof, siding or appliance that failed early, take clear photos of the brand markings, labels and damage first, and keep a sample if it's practical. Once it's in a dumpster, proving it was there gets much harder.
What to keep in a house file
- 1Closing documents, including the settlement statement showing commissions paid.
- 2Invoices and warranties for roofing, siding, windows, HVAC and solar work.
- 3Model and serial numbers of major appliances, plus purchase receipts.
- 4Monthly mortgage statements, especially any showing convenience or late fees.
- 5Photos of the house exterior and installed products, updated every few years.
If you bought a house with these products already installed, you may still qualify. Many building product settlements cover current owners rather than original buyers, while others cover whoever paid for the repair. The class definition decides. Our guide to claiming when you no longer have the product explains the common variations.
Warranty claims and settlements are different
A settlement doesn't usually replace your manufacturer warranty, and filing a claim doesn't usually void it. Some settlements do extend warranty coverage or set up a separate claims program, so read the terms. If you're unsure, see whether filing a claim affects your warranty.
Timing matters more for homeowners
Defect settlements sometimes stay open for years, accepting claims as failures appear. Others close quickly. Selling the house can also end your eligibility in cases tied to current ownership. If you're planning to sell, check open settlements for the products on your house first.
Mortgage servicing fees
Mortgage servicers have faced cases over fees charged for paying online or by phone, sometimes called pay-to-pay fees, as well as late fees, inspection fees and insurance placed on a property without the owner's knowledge. Whether these fees were allowed often depends on your loan documents and state law, which is why many of these settlements are limited to one state.
Servicing settlements usually pay automatically, using the servicer's own records of which borrowers were charged. If your loan was transferred to another servicer or you've refinanced since, make sure the administrator can still reach you. Your monthly statements are the best record if a claim form asks how many fees you paid.
Insurance claims on your home
Homeowners insurance is another source of cases, for example over how insurers calculated depreciation on repair estimates or handled claims after storms. These are usually brought under one state's law and cover policyholders in that state. Keep your claim files, adjuster estimates and payment letters for any home insurance claim, even after the repair is done.
Add your mortgage servicer, appliance brands, roofing and solar manufacturers to SettleScout. The app checks new settlements against that list daily and reminds you before claim windows close, which is useful for long-running defect programs you might otherwise forget.
Frequently Asked Questions
Can I claim a roofing settlement if I bought the house with the roof already on it?
Often yes. Many building product settlements cover current property owners. Some only cover whoever paid for the product or repair, so check the class definition.
What proof do homeowner settlements need?
Usually proof the product is on your property, like photos of labels or stamps, plus repair invoices if you're claiming costs. Requirements vary by settlement.
Does the real estate commission settlement cover buyers?
Most commission settlements were aimed at home sellers, but some cases cover buyers. The specific settlement's notice defines who qualifies.
See every settlement you qualify for
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