TransUnion $8.31 Million Bankruptcy Credit Report Settlement
Filed against TransUnion
The TransUnion settlement is open for claims. Eligible claimants in the United States can receive up to $1,000. The deadline to file is October 30, 2026, and no proof of purchase is required. Claims are filed for free on the official claim site.
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About This Settlement
TransUnion $8.31 Million Bankruptcy Credit Report SettlementIndividuals for whom TransUnion reported a bankruptcy remark on their credit report may qualify to claim up to $1,000 from a class action settlement.TransUnion $8.31 Million Bankruptcy Credit Report SettlementWeekly NewsletterClass actions settlements delivered to your inbox.Thank you! Check your inbox for a welcome email.Oops! Something went wrong while submitting the form.Nicole AljetsEditor & Community ManagerPublishedAugust 27, 2026 1:33 PMUpdatedAugust 27, 2026Join the DiscussionConsumers who received a TransUnion credit report between Jan. 6, 2020 and Jan. 31, 2023, that included a bankruptcy remark on a credit account but did not include a public record of a bankruptcy filing may be eligible to submit a claim for up to $1,000 from a class action settlement. The settlement class includes approximately 57,000 individuals.TransUnion LLC agreed to pay $8.31 million to settle a class action lawsuit alleging it included inaccurate bankruptcy information on consumer credit reports. The lawsuit claims TransUnion reported bankruptcy remarks on credit accounts even when there was no public record of a bankruptcy filing within the previous 10 years.Who are the class members?Class members must meet the following criteria:They reside in the United States or its territories.TransUnion sold its consumer report to a third party at any time between Jan. 6, 2020, and Jan. 31, 2023.The report included a bankruptcy remark on a tradeline (credit account).The same report did not include a public record of a bankruptcy filing in the public record section.There is no government-held public record of a bankruptcy filing for the individual within 10 years prior to the date of the report.The settlement divides the class into two groups:No bankruptcy group: Individuals with no record of a bankruptcy filing at all based on public record searches using Social Security numbers. This class has approximately 21,000 individuals.
How to File Your Claim
- 1Verify your eligibility
Review the settlement details above to confirm you meet the criteria.
- 2Visit the official claim form
Always file through the official settlement administrator website.
- 3Submit before the deadline
You must file by October 30, 2026. Late claims are not accepted.
Frequently Asked Questions
How much can I get from the TransUnion settlement?
Eligible claimants can receive up to $1,000. Actual amounts depend on the number of valid claims filed and any documented losses.
What is the deadline to file a claim?
The claim deadline is October 30, 2026. Claims submitted after this date will not be accepted.
Do I need proof to file a claim?
No proof of purchase is required for this settlement. You can file a claim without documentation.
How do I file my claim?
Visit the official settlement administrator website to submit your claim. Always verify you are on the correct site before entering personal information.
Who is eligible for this settlement?
This settlement is available to eligible consumers in the United States. Check the official settlement notice for detailed eligibility criteria.
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