Open for claimsGeneralUnited States

Equifax $100M Credit Reporting Error Class Action Settlement

Equifax logoFiled against Equifax

The Equifax settlement is open for claims. Eligible claimants in the United States can receive up to $280. The deadline to file is December 28, 2026, and no proof of purchase is required. Claims are filed for free on the official claim site.

Last updated

Payout up to
$280
From $95 per claimant
Claim Deadline
December 28, 2026
68 days left
Get a reminder before the deadline →
Proof Required
No
Country
United States

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About This Settlement

Equifax $100M Credit Reporting Error Class Action Settlement

Individuals who had a credit score or attribute reported by Equifax between March 17 and April 8, 2022, may qualify to claim $95 to $280 from a settlement.

Equifax $100M Credit Reporting Error Class Action SettlementWeekly Newsletter

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Thank you! Check your inbox for a welcome email.Oops! Something went wrong while submitting the form.Nicole AljetsEditor & Community ManagerPublishedSeptember 29, 2026 10:08 AMUpdatedSeptember 29, 2026Join the DiscussionConsumers for whom Equifax reported a incorrect credit score or credit attribute to a third party between March 17 and April 8, 2022, due to a coding error may be eligible to submit a claim for an estimated $95 to $280 from a class action settlement.

Equifax Inc. agreed to pay $100 million to settle a class action lawsuit alleging the company reported inaccurate credit information due to a computer coding issue. This error, which reportedly occurred over a three-week period in 2022, potentially impacted millions of Americans applying for loans, insurance or other services that rely on credit information.

Who can file a claim for an Equifax settlement payout?

They reside in the United States.

Equifax reported their credit score or credit attribute to a third party between March 17, 2022, and April 8, 2022.

The reported score or attribute differed from what it would have been if not for the coding issue (referred to as the OMS issue).

Equifax identified the transaction in its OMS analysis as a class transaction.

How much are settlement payments?

Pro rata cash payment: Class members can submit a claim to receive a pro rata cash payment from the net settlement fund estimated to be between $95 and $280. The settlement administrator will determine the final payment amount by the total number of valid claims filed.

How to File Your Claim

  1. 1
    Verify your eligibility

    Review the settlement details above to confirm you meet the criteria.

  2. 2
    Visit the official claim form

    Always file through the official settlement administrator website.

  3. 3
    Submit before the deadline

    You must file by December 28, 2026. Late claims are not accepted.

Frequently Asked Questions

How much can I get from the Equifax settlement?

Eligible claimants can receive up to $280. Actual amounts depend on the number of valid claims filed and any documented losses.

What is the deadline to file a claim?

The claim deadline is December 28, 2026. Claims submitted after this date will not be accepted.

Do I need proof to file a claim?

No proof of purchase is required for this settlement. You can file a claim without documentation.

How do I file my claim?

Visit the official settlement administrator website to submit your claim. Always verify you are on the correct site before entering personal information.

Who is eligible for this settlement?

This settlement is available to eligible consumers in the United States. Check the official settlement notice for detailed eligibility criteria.

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