Consumer Health Benefits Association Refunds

The FTC is sending a second round of payments to people who paid Consumer Health Benefits Association (CHBA) for deceptive medical discount plans sold as health insurance.

The FTC sued CHBA, alleging that the company sold misleading medical discount plans to people looking for health insurance and made it hard for customers to get refunds or cancel their plans. According to the lawsuit, the company used a long list of false claims about its plans, including that the plans were widely accepted and would provide the same cost savings as legitimate health insurance companies. CHBA agreed to settle and was required to pay money to provide refunds.

The FTC first sent payments in November 2023, which resulted in more than $4.8 million in refunds. Because there is still money remaining in the fund, the FTC is sending an additional 27,256 checks totaling over $1.8 million to people who cashed their first check and paid CHBA more than $249.

If you get a check, please cash it within 90 days.

You can find answers to common questions about FTC refund payments on our FAQ page. If you have any other questions, please call the refund administrator at 1-888-350-1458.