American Consumer Credit Counseling data breach class action settlement
Filed against American Consumer Credit Counseling · Deadline: September 16, 2026
People who used American Consumer Credit Counseling often qualify for 231 more open settlements
- Americold Logistics - Data Breaches · Americold Logistics - Data Breaches Class Action Settlement
- Americold · Americold Data Breach Settlement — $200 or $100 Cash, or Up to $25,000
- Unknown · Americold $5.25M Data Breach Class Action Settlement
Free to download. Answer a few questions about the brands you use to see every match.
About This Settlement
American Consumer Credit Counseling (ACCC) has agreed to a class action settlement to resolve claims that it failed to prevent a 2025 data breach that compromised sensitive consumer information.
The American Consumer Credit Counseling settlement benefits individuals whose personal information was potentially compromised in the January 2025 data breach.
Plaintiffs in the American Consumer Credit Counseling data breach class action lawsuit accused ACCC of failing to implement reasonable cybersecurity measures that could have prevented the breach. As a result, the plaintiffs say their information was compromised and put at risk for identity theft and fraud.
American Consumer Credit Counseling is a nonprofit credit counseling agency that helps consumers manage their debt and improve their credit scores.
ACCC has not admitted any wrongdoing but agreed to pay an undisclosed sum to resolve the data breach class action lawsuit.
Under the terms of the American Consumer Credit Counseling settlement, class members can receive either a cash payment or a cash payment and credit monitoring.
Class members who experienced out-of-pocket expenses or lost time as a result of the data breach can receive up to $3,500 in reimbursement for documented losses and up to four hours of lost time at a rate of $20 per hour.
Class members who did not experience any losses as a result of the data breach can receive a one-time cash payment of $45.
All class members are eligible for three years of free credit monitoring through CyEx Financial Shield Complete. This service includes $1 million in financial fraud insurance and monitoring for fraud, identity theft and unauthorized transactions.
The deadline for objection to the American Consumer Credit Counseling settlement is Aug. 17, 2026.
The final approval hearing for the class action settlement is scheduled for Oct. 8, 2026.
To receive settlement benefits, class members must submit a valid claim form by Sept. 16, 2026.
How to File Your Claim
- 1Verify your eligibility
Review the settlement details above to confirm you meet the criteria.
- 2Visit the official claim form
Always file through the official settlement administrator website.
- 3Submit before the deadline
You must file by September 16, 2026. Late claims are not accepted.
Frequently Asked Questions
How much can I get from the American Consumer Credit Counseling settlement?
The estimated payout is $1,400, ranging from $350 to $3,500. Actual amounts depend on the number of valid claims filed.
What is the deadline to file a claim?
The claim deadline is September 16, 2026. Claims submitted after this date will not be accepted.
Do I need proof to file a claim?
Yes, you may need to provide supporting documentation such as receipts or account records.
How do I file my claim?
Visit the official settlement administrator website to submit your claim. Always verify you are on the correct site before entering personal information.
Who is eligible for this settlement?
This settlement is available to eligible consumers in the United States. Check the official settlement notice for detailed eligibility criteria.
Other Data Breach Settlements
See every settlement you qualify for
Tell SettleScout which brands you use and it matches you with open settlements, estimates your payouts, and reminds you before every deadline.
Free to download. Premium plans available.